by Erin Romanski | Sep 16, 2019 | Buying a Home, The Romanski Group Team
Congratulations! You’re finally ready to apply for a mortgage or have gotten pre-approved. While this understandably provides a sense of relief, it’s not a done deal until you sign your closing papers. Whether you’re buying a new home or refinancing your current one, there are certain things you can do that could give the underwriter the impression that you will not repay your loan and could jeopardize your loan status. Before you make any big purchases, move any money around, or make any big-time life changes, consult your loan officer. They will be able to tell you how your decision will impact your home loan. With that in mind, here are EIGHT things you should never do right before or after you apply for a mortgage: 1. DON’T: Change jobs! Proof of a steady income, especially in the same industry, is one of the most important aspects of a mortgage approval. Avoid switching jobs until your loan has closed, if at all possible. If you must switch jobs, be sure your new job is in the same industry as your old one. 2. DON’T: Deposit cash into your bank accounts. Lenders need to source your money and cash is not really traceable. Before you deposit any amount of cash into your accounts, discuss the proper way to document your transactions with your loan officer. 3. DON’T: Make large purchases on credit. While it can be tempting to want to furnish your new home or park a brand new car in your new driveway, avoid making any large purchases on credit. This raises your DTI. It also adds inquiries to your credit report, which...
by Erin Romanski | Aug 15, 2019 | Properties For Sale, The Romanski Group Team
Features: 2 bedrooms; 2 bathrooms; courtyard; sunroom; 2-car attached garage Activation Date: Friday, August 16th, 2019 by The Romanski Group Open House Date: Sunday, August 18th, 2019 from 2pm – 4pm Carefree living at it’s finest from this meticulously maintained and better than new home that is just a year old in West Lafayette! This “Palazzo” floorplan in Soleado Vista is near the walking trails in West Lafayette and offers 2 bedrooms and 2 baths plus a 4 season room and extended courtyard! Have peace of mind knowing that this home has a maintenance free exterior with insulated vinyl siding and stone. There is a community cabana and pool – perfect for cooling down in the summer months (currently under construction). A gas log fireplace is the focal point in the great room that is open to the dining area and kitchen. Relax this fall sitting in the beautiful courtyard with access from both the owners suite and main living area. There is also a 2-car attached garage. Enjoy the tranquility of sitting in the backyard while enjoying the benefits of living near all of the amenities that the city of West Lafayette offers including nearby Purdue University and the Farmers Market. Contact The Romanski Group for more information 765.293.9300 or click below: For up-to-date information on YOUR Indiana area neighborhood or a FREE Seller Consultation – call The Romanski Group at (765) 293.9200. Using an experienced team is the way to get your home SOLD! You deserve the BEST Realtor in the Lafayette Indiana...
by Erin Romanski | Nov 15, 2018 | The Romanski Group Team
Meet Chris Wolfe, a Romanski Group Buyer Specialist! Chris’s focus will be on helping buyers find the perfect home, land or investment property in Tippecanoe, Carroll, Clinton, Howard and White counties! Chris taught for 7+ years prior to obtaining his real estate license. Chris tailored his teaching techniques to help each individual student succeed. He has his own photography business where he has been building relationships with clients for 12+ years. Chris learned that you can never deliver a successful product if you don’t first understand your client’s needs and expectations. “I believe the key to success for an agent is taking the time to listen and understand their clients. Once you know who they are and what their goals are, being their biggest advocate is the easy part.” – Chris Chris’s Passions & Outreach Involvement: • Church: Chris attends Oakbrook Church Flora where he’s been involved in the youth and children’s ministry. He served as a youth pastor for 7 years before transitioning to a full-time teaching career. • Eden Children’s Ministry: This African Orphanage is Chris’s favorite place to donate and he plans to visit it one day so he can meet his family’s sponsor child. • Royal Family Kids: Chris has been involved with Royal Family for 11+ years both as a counselor, photographer, and staff member. Getting to Know Chris: Chris graduated from Indiana University Kokomo with a degree in English in 2011. He used his writing and communication skills to teach both in Indiana and Honduras over the next 7 years. Teaching allowed him to travel during his breaks to national parks around the...
by Erin Romanski | Jan 12, 2018 | Properties For Sale, The Romanski Group Team
~ Welcome to 7272 S. 350 E., Lafayette Indiana ~ This beautiful modern style home at 7272 S. 350 E. is situated on nearly 20 acres in Tippecanoe County and has a special kind of curb appeal! From the welcoming curved walkway to the covered front porch, just driving past this home leaves you curious to see the inside! We can assure you, the inside is equally as impressive as the outside. Come take a look as The Romanski Group gives you a sneak peek inside this custom built home with a side load 3-car attached garage! Imagine running, playing, camping or hunting on your own land! The 16 acres of woods has plenty of opportunities to create wonderful memories and the Wea Creek frontage is perfect for fishing and wading on lazy summer days. A covered front porch and a 2-story foyer entry way welcome you into this home with beautiful finishes throughout! With over 4,600 finished square feet this home has so much to offer including four bedrooms and four full bathrooms. The great room has a stone to ceiling fireplace that is flanked by windows looking out into the backyard. The formal dining room also has beautiful rich hardwood floors and is spacious enough for a large gathering. The kitchen has a great layout making it perfect for cooking and entertaining. It features granite countertops, custom tile backsplash, a large island and a breakfast nook and opens to the great room. The main floor master bedroom has tray ceilings and an en suite with a large soaking tub, granite counters, a walk-in shower and a twin...
by Erin Romanski | Nov 28, 2017 | Properties For Sale, The Romanski Group Team
~ Welcome to 1103 Wea Valley Drive, Lafayette Indiana ~ Amazing setting on nearly 7 acres along the Wea Creek! This charming home has a special kind of curb appeal! From the welcoming walkway to the covered wrap around front porch, just driving past this home leaves you curious to see the inside! We can assure you, the inside is equally as impressive as the outside. An 8×8 foyer entry brings you into the formal living room with a fireplace that is adjacent to the formal dining room with hardwood floors. There is also a family room with a fireplace flanked by built-in bookshelves that is open to the kitchen. This home offers four bedrooms, two full and two half baths with nearly 5,000 square feet of living space. The kitchen has been completely remodeled and is a chef’s dream with granite counters, a center work island and beautiful white cabinetry! The breakfast nook opens onto the screened porch with brick flooring that leads to the patio area. The huge rec room is great for large gathering with plenty of space to watch the big game and shoot some pool! The master bedroom has an updated en suite with granite counters, a walk-in shower, garden tub and a twin sink vanity. There is also a huge walk-in closet with custom closet system. The backyard oasis will be the place you spend countless hours in the summer while splashing around in the 16×30 in ground pool surrounded by wrought iron fencing and a custom patio! You can also enjoy shooting hoops all year on the large driveway. The property has Wea...
by Erin Romanski | Nov 28, 2017 | Properties For Sale, The Romanski Group Team
Welcome to 505 N. Michigan Street, Oxford Indiana This spacious home is situated on nearly a 1/2 an acre in a rural community outside of Tippecanoe County! Come take a look at 505 N. Michigan Street as The Romanski Group gives you a peek inside this three bedroom, two bath home! A large covered front porch welcomes you into this home with a large living room that has a gas log fireplace, beautiful engineered hardwood floors and a bay window. The great room is open to the dining room. The kitchen offers a breakfast bar with room for bar stools, plenty of cabinet and countertop space and includes all of the appliances. This home also offers a full unfinished basement that could easily be finished for additional living space and storage space. The open deck is a great place to unwind in the evenings while grilling out with family and friends. This yard has a great space for a swing set, pergola, hammock and a garden and has 2 storage sheds! Located in a small community just 17 miles from West Lafayette! Whether you’re looking to upgrade from your current home or shopping around for something you can grow into, 505 N. Michigan Street is a great place to establish your roots. Contact The Romanski Group for more information (765) 293.9300 or click below: For up-to-date information on YOUR Indiana area neighborhood or a FREE Seller Consultation – call The Romanski Group at (765) 293.9100. Using an experienced team is the way to get your home SOLD! You deserve the BEST Realtor in the Lafayette Indiana area! Learn more about our Guaranteed Home Sale...
