Home Closing Checklist for Sellers

Home Closing Checklist for Sellers

When you finalize with a buyer on your home or vacate it to move, you’ll need to ensure you have completed everything you are supposed to—from negotiated terms to good seller etiquette. There are certain things that every responsible seller should do, and you can make sure you accomplish them all if you make a home-selling checklist. You may already have gathered all of the paperwork you need for closing day, but there are a few other tasks to handle before you get to the closing table. Secure Your Documents Retain all seller disclosures as well as the purchase contract and the closing statement. Ideally, your escrow officer or closing agent will hand you a complete package containing all these things at closing.Sometimes these documents get scattered. Do your best to keep them in one location, as you might need them again in case something happens. Clean the Entire House If you don’t have time to personally clean the home before leaving it, hire a professional cleaning service to do so. What makes a house clean enough is often a matter of opinion and personal preference. It’s not always necessary to shampoo the carpets, but it’s a nice touch. Clean the cabinets, refrigerators, and other appliances inside and out. Be sure to check inside drawers and cabinets. It doesn’t hurt to make your last impression on the buyer a good one with little touches like polishing sink fixtures. Leave your home the way you would like to find it if you were the buyer.  Turn Off All Switches Turn off all switches for lights and fans. Leave a note for the buyers with...
10 Things to Avoid Before Closing on Your Home

10 Things to Avoid Before Closing on Your Home

So you’ve been pre-approved for your first mortgage loan, and you’ve found the perfect starter home. Your offer was accepted, the home inspection has been negotiated and your loan officer locked you in at a competitive rate. You likely think you’ve all but sealed the deal. You won’t officially be a homeowner for maybe another 20-30 days, give or take, so don’t get careless. Because guess what? Your lender will check your credit again just before your closing date, prior to granting you the funds. Your lender might also need additional information from you while processing your loan application. That means that keeping your finances stable and being readily available to answer any questions over that 30-day time period is pretty important. Here are 10 things you should avoid doing before closing your mortgage loan. DO NOT…. Buy a big-ticket item: a car, a boat, an expensive piece of furnitureQuit or switch your jobOpen or close any lines of credit (NONE!)Pay bills lateIgnore questions from your lender or brokerLet someone run a credit check on youMake large deposits to your accounts outside of your paycheckCosign a loan with anyoneChange bank accountsTake out any payday loans Depending on your personal situation, you might want to take some time to get comfortable with your new mortgage payment — and after that, it’s probably okay to splurge on that new kitchen table, go on a long vacation or open a new line of credit. But doing so before you close could potentially put getting your home in jeopardy.  Bottom Line It’s now more difficult to get a mortgage loan. As a homebuyer, you don’t want anything...
Valentines Day Dinner Ideas

Valentines Day Dinner Ideas

Looking for the perfect place to take that special someone out to for Valentines Day? Greater Lafayette, IN has something for every romance style. Here are some of our suggestions. We won’t tell anyone that we helped you out! Fine Dining in Greater Lafayette, IN McGraw’s Steak, Chop, and Fish House (West Lafayette, IN): McGraw’s sits on the Wabash River on the southwest side of Purdue University. Winding, beautiful country roads take you to this intimate destination. For the menu, there are seasonal specialty items that change daily, but additionally, they serve a variety of steaks, a gourmet pasta option, an extensive seafood menu, and sides and sauces (such as a Bleu Cheese Butter) giving your pallet plenty to choose from! Extensive wine list, full bar, and the perfect place to wine and dine your significant other!La Scala (Lafayette, IN): La Scala is not just another Italian restaurant. On Valentine’s Day, they serve a special menu with dishes from classic lasagna to a lobster mac and cheese! La Scala prides themselves on their local involvement, supporting local product producers in categories such as meat, cheese, bread, and produce. This historic downtown location will surely tickle your fancy!Mountain Jacks (Lafayette, IN): Crab legs. Steaks on steaks. Ribs. Prime Rib. Are you hungry yet? Mountain Jacks is a classic steak house that’s very well known in Greater Lafayette! You’ll love the log cabin, cozy interior. The fireplace, especially, will make you feel right at home in this intimate setting.Bistro 501 (Lafayette, IN): Bistro 501 sits on the corner of 5th and Main Streets in the historic Lahr building in downtown Lafayette. This French inspired, fine dining experience will have...
Small Business Spotlight: Bella Beige

Small Business Spotlight: Bella Beige

We found this photo on the Bella Beige Facebook page. No matter the decor style within your home, timeless, quality pieces of furniture immediately earn respect from shoppers everywhere. Aged pieces have a story to tell, and we love seeing them redone and loved on with quality work! Fortunately, our friends at Belle Beige do just that! They redo and repair vintage pieces within their Downtown Lafayette, IN business, and we’re happy to feature their services! Bella Beige Services First off, Belle Beige sells furniture pieces. They select fixtures to work on they’d have in their own home. In their Facebook bio, they state, “We find quality pieces that have stood the test of time which are traditional to transitional in design… Our desire is to make each piece be the best it can be for its age.” Here’s how they redo the pieces they select: “Our furniture is hand painted with Chalk Paint® decorative paint by Annie Sloan, then minimally distressed to add just a bit more character. We finish each piece with Annie Sloan’s Soft Wax to give it more protection, durability, and add a beautiful subtle sheen. The furniture has a wonderful worn and aged patina without any chipping or peeling paint.” If you’re interested in refinishing your own furniture project at home, “Bella Beige is a stockist of Chalk Paint® by Annie Sloan. [They] offer instruction classes teaching different techniques using this fabulous paint.” This is an amazing resource for you to check out! Experts at Bella Beige additionally can help with furniture repair too! Their knowledgeable, friendly demeanor will build your confidence as they...
Pizza Love – Top 5 Pizza Places Around Lafayette

Pizza Love – Top 5 Pizza Places Around Lafayette

If we know anything around these here parts, it’s pizza. Lafayette, IN takes our pizza seriously, and you really can’t blame us. We have so many great options! Check out these pizzerias around town to see what we’re talking about! Check out this list our team put together of our favorite pizza places around Greater Lafayette! Bruno’s Pizza and Big O’s Sports Room (West Lafayette, IN): Bruno’s has a soft spot in our heart. That spot might actually be Bruno dough because we have eaten so much over the years? Anyway, when you go to Bruno’s expect top quality ingredients, ample portions, creative and exciting flavor combination, and an environment with a heartbeat spelling P-U-R-D-U-E.Arni’s Pizza (Click here for locations): We can’t do a pizza highlight without mentioning this one. Arni’s chops their toppings into small pieces, and they pile the them high! This is a Lafayette, IN family favorite forever and ever. It’ll be another great choice for feeding your family. We’ll meet you at Arni’s! Pizza King (Click here for locations): Another Lafayette, IN staple within the same category as Arni’s. Both make a similar style pizza, and be careful which one that you claim as your favorite! There’s a little bit of a debate over which one is better! Try both and you decide!Azzip Pizza (Lafayette, IN) and LOTSA Pizza (West Lafayette, IN): Both of these pizzerias are a build-it-yourself style pizza joints. At these establishments, you order at the counter and walk through an assembly line of toppings and flavor combinations, building it as you go. Azzip and LOTSA offer plenty of pizza flavor combo suggestions, but...