2020 Housing Forecast and Why You Should Sell Now

2020 Housing Forecast and Why You Should Sell Now

3D rendering of modern kitchen in a loft. While the thought of selling your Lafayette Indiana home during the winter months may dampen your holiday spirit, the season does have its advantages: winter buyers tend to be more serious and competition is less fierce with fewer homes being actively marketed.  If you are debating listing your home for sale within the next 6 months, keep in mind that the spring is when most other homeowners will decide to list their homes as well and listing your home this winter will ensure that you have the best exposure. Here are the reasons to sell your Lafayette Indiana home this winter and what’s predicted for the housing market in 2020… 1. Demand Due To Low Housing Supply Inventory is still under the 6-month supply needed for a normal housing market. This means in the majority of the country, there are not enough homes for sale to satisfy the number of buyers in the market. Historically, a homeowner would stay an average of six years in his or her home. Since 2011, that number has hovered between nine and ten years. There is a pent-up desire for many homeowners to move as they were unable to sell over the last few years due to a negative equity situation. As home values continue to appreciate, more and more homeowners will be given the freedom to move. Many homeowners were reluctant to list their homes over the last couple of years, for fear they would not find a home to move into. That is all changing now as more homes come to market at the higher end. The...
Downtown Christmas Celebration

Downtown Christmas Celebration

This Saturday December 7th, 2019 Downtown Lafayette, IN celebrates Christmas as a family! The streets will come alive from morning to evening with Christmas celebrations, and we’ve got the schedule breakdown for you. We hope you enjoy this event filled day! Start your day off (if you’re into this sort of thing), at 9:00 A.M with the ‘Tis the Season Ugly Sweater Run at Riehle Plaza! If you’re not into running, just stop by to view the hilarious array of Ugly Christmas Sweaters! You will never regret that. Fortunately, the Christmas Holiday Market starts proptly at 9:00 A.M. as well in the Lahr Atrium. It lasts until 2:00 P.M., so arrive at your leisure! Still looking for that perfect gift? Local vendors will be in abundace at this event, so keep your eyes out! After the Holiday Market closes at 2:00 P.M. Santa will be at Rat Pak Venue (Downtown; Lafayette, IN). Here’s a breakdown on the entire event! “We’ll be watching holiday movies and enjoying complimentary cookies and hot cocoa. Visits with Santa are FREE from 2:00 – 7:00 P.M. Kids Christmas crafts, letter writing to Santa, games for the whole family! Enjoy the parade through our nice big picture windows in warmth & comfort or, come in for our holiday drink specials for a quick warm up before you head out to watch from the street!” Additionally, if you find yourself looking for something to do during the interim, visit McCord Candies for a Candy Cane tour. You could also go out to lunch at one of our local favorites including D.T. Kirby’s, Bistro 501, Sweet Revolution...
Christmas Events around Lafayette

Christmas Events around Lafayette

Christmas around Greater Lafayette, IN is a beautiful thing. Festive events make for lasting memories among families and patrons alike. So, here are the happenings around town (and beyond) as we approach Christmas. We hope this list gives peace of mind as you plan your holiday traditions! Greater Lafayette, IN Christmas Events Christmas Tree Lighting at Purdue Memorial Union (West Lafayette, IN): December 3, 2019 from 6:00 – 7:00 P.M. Come watch the enormous tree lighting at the Purdue Memorial Union. “Live music from the Purdue Acabellas with classic and contemporary Christmas hits.”Christmas Holiday Farmer’s Market (Lahr Atrium; Lafayette, IN): Saturday, December 7th, 2019 from 9:00 A.M. – 2:00 P.M. “Jumpstart your Christmas shopping at the Christmas Holiday Market! Check out a variety of crafts, baked good, and holiday items. Conveniently located downtown on the Christmas Parade route, make this event a part of your holiday celebration.”A Very Merry Christmas Parade (Downtown Lafayette, IN): Saturday, December 7th, 2019 at 5:30 P.M. come downtown for the annual “Very Merry Main Street” light up Christmas Parade! Check out our blog featuring this fabulous event for more detailed information on the entire day. Purdue University’s Christmas Show (Purdue University; West Lafayette, IN): Click here to read our blog highlighting the details for the Purdue Christmas Show!Saturday, December 7, 2019Noon, 4 p.m. & 8 p.m.Sunday, December 8, 20192 p.m.Faith Baptist Church’s Living Nativity (Faith East Community Center; Lafayette, IN): “Beginning with the biblical account of creation and ending with the prophecy of Christ’s second coming, 14 life-size scenes address the reasons for and result of our Savior’s time on earth. Involving a cast...
Christmas Light Displays

Christmas Light Displays

The Romanski Group is back with our annual Christmas light display break down. We’ve updated the list with all the current information for ease in your Christmas light display hunts and traditions! Merry Christmas to all! Greater Lafayette Oaklawn Acres (Rossville, IN): Hundreds of light strands are on display at this local favorite! They’re just down the road from Cottrell’s Christmas Tree Farm. Open Sunday – Thursday from 6:00 – 10:00 P.M. and Friday – Saturday nights from 6:00 – 11:00 P.M.Holiday Festival of Lights at TPA Park (Frankfort, IN): Over 1 million lights with music and more.  Open every day until January 1st, 2019 from 6:00 – 9:00 P.M.The Alexander Lights (Mulbery, IN): This is a personal home decorated with thousands of lights dancing to music! Music broadcast on 107.3. According to the Facebook page, here’s this year’s show order:“Shout for Joy” from Disney’s Candlelight Processional“Do You Hear” from Disney’s Candlelight Processional“Carol of the Bells” by Pentatonix“I Saw Three Ships” by Blackmore’s Night“Reflections of Earth/We Go On”, music from Walt Disney World’s Epcot laser, lights and fireworks show“Christmas with a Capital C” by Go Fish“Let It Go” from Disney’s Frozen“Wizards in Winter” by Trans Siberian Orchestra Avalon Bluff Subdivision (Lafayette, IN): Personal home with a very entertaining light display! Click here to view their website. **First light show from this house will run on December 8th, 2019, according to the Facebook page. It will run every night until Christmas. Ninth Street Hill Luminarias (Lafayette, IN): On the weekend before Christmas and December 24th, more than 800 luminarias are lit up and burn through the night! It is a unique part of Lafayette, IN’s Christmas festivities. Other Cities not far from Lafayette,...
Turkey Time Around Greater Lafayette!

Turkey Time Around Greater Lafayette!

Ahh, Thanksgiving! The time has come to dream of all things delicious: mashed potatoes, green bean casserole, mac and cheese, Aunt Irma’s Oyster stuffing, and, of course, the turkey. If you’re in charge of the cooking and preparation, you’ll want to impress the masses, and we’re here to help you find all the information to do just that! The Greater Lafayette, IN area has many places that offer both fresh and frozen turkeys to prepare at home, but there are also many places to find an already prepared Thanksgiving dinner. So, where can you go to get your fresh or frozen turkeys or the prepared Thanksgiving meals in the Greater Lafayette, IN area? Here are your options! D&R Market in Lafayette, IN offers fresh turkeys from Bowman & Landes Farm Fresh Turkeys. Sizes range from 12-24# and you can pre-order them at (765) 448-6196. D&R also has fresh seafood and sides such as sweet potato casserole and more available for order. Click here to view the weekly ad for all of your options. Fresh Thyme Farmer’s Market in both Lafayette and West Lafayette, IN is making your Thanksgiving Day easy-peasy-lemon-squeezy. Not only do they offer fresh turkeys to order, they also offer organic frozen turkeys, and an entire Thanksgiving Meal, prepared and given to you on the big day. Click here to view the pricing on each item mentioned here, or order today at https://holiday.freshthyme.com/#/ . Honey Baked Ham in Lafayette, IN will be your go-to if ham tickles your Thanksgiving fancy. Click here to view more details about ordering from Honey Baked Ham. Additionally, local grocery store chains...
5 Ways To Increase Your Equity

5 Ways To Increase Your Equity

A home purchase brings together so many things under one roof: dreams, shelter, status, maybe a passport to better schools and neighborhoods. And one more thing: It gives you a forced savings account. It does that by letting you build home equity, which is the difference between your home’s market value and what you owe on it. Your equity increases with each house payment you make. When home prices rise, your equity grows faster as your home’s value increases. Here are some ways to increase your home equity… 1. Pay more on your mortgage Paying more can be a good option. If you decide to do this, make sure the extra money is applied to your mortgage principal. Ask your mortgage servicer (you can find the phone number on your monthly statement) how to do it and watch your monthly statements to be sure the money is credited correctly. Here are a few ways to pay more regularly: • Add an extra sum to your monthly payment. Pick an amount big enough to make a difference but not so big that it crimps your budget. For example, if your payment is $983, round up to $1,100, and then increase the amount when you’re able.• Another version of adding to your monthly payment: Boost the payment by an amount equal to a twelfth of a payment. By the year’s end, you’ll have made an extra payment.• Switch to biweekly mortgage payments. Paying every two weeks instead of monthly adds one extra monthly payment to your mortgage annually.• Schedule extra payments automatically from your bank to your mortgage account at regular intervals The...